:root{
  --bg:#f4f6fb;
  --surface:#ffffff;
  --surface-soft:#eef3fb;
  --text:#1d2633;
  --muted:#5e6a7b;
  --line:#d7dfeb;
  --primary:#3f5f8c;
  --primary-deep:#23344b;
  --accent:#f2cf46;
  --accent-deep:#9b7b00;
  --success:#2f6f4f;
  --shadow:0 18px 45px rgba(35,52,75,.08);
  --radius:22px;
  --radius-sm:14px;
  --max:1120px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color:var(--text);
  background:linear-gradient(180deg,#f8f9fc 0%, #f3f6fb 100%);
  line-height:1.7;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
img{max-width:100%;height:auto;display:block}
a{color:var(--primary);text-decoration:none}
a:hover{text-decoration:underline}
.container{width:min(calc(100% - 32px), var(--max));margin-inline:auto}
.disclosure-bar{
  background:var(--primary-deep);
  color:#fff;
  font-size:.94rem;
  line-height:1.45;
}
.disclosure-bar .container{
  padding:12px 0;
  display:flex;
  gap:12px;
  flex-wrap:wrap;
  align-items:center;
  justify-content:center;
  text-align:center;
}
.disclosure-pill{
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:6px 12px;
  background:rgba(255,255,255,.1);
  border:1px solid rgba(255,255,255,.16);
  border-radius:999px;
  font-weight:700;
  letter-spacing:.02em;
}
.site-header{
  position:sticky;
  top:0;
  z-index:40;
  backdrop-filter:saturate(180%) blur(12px);
  background:rgba(255,255,255,.9);
  border-bottom:1px solid rgba(215,223,235,.85);
}
.nav-shell{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
  padding:14px 0;
}
.brand{
  display:flex;
  align-items:center;
  gap:12px;
  color:var(--primary-deep);
  font-weight:800;
  letter-spacing:.01em;
  min-width:0;
}
.brand-mark{
  width:38px;height:38px;border-radius:12px;
  background:linear-gradient(145deg,var(--primary), #6f89b2);
  color:#fff;display:grid;place-items:center;
  box-shadow:var(--shadow);
  font-size:1rem;font-weight:800;
}
.brand small{
  display:block;
  color:var(--muted);
  font-weight:600;
  font-size:.8rem;
}
.nav-links{
  display:flex;
  gap:16px;
  flex-wrap:wrap;
  justify-content:flex-end;
}
.nav-links a{
  color:var(--primary-deep);
  font-weight:600;
  padding:8px 12px;
  border-radius:999px;
}
.nav-links a:hover{
  background:var(--surface-soft);
  text-decoration:none;
}
.hero{
  padding:42px 0 24px;
}
.hero-grid{
  display:grid;
  grid-template-columns:minmax(0, 1.25fr) minmax(280px,.75fr);
  gap:28px;
  align-items:start;
}
.panel{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--radius);
  box-shadow:var(--shadow);
}
.hero-card{
  padding:34px;
  background:
    radial-gradient(circle at top left, rgba(242,207,70,.12), transparent 35%),
    radial-gradient(circle at right center, rgba(63,95,140,.10), transparent 30%),
    var(--surface);
}
.kicker{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding:8px 12px;
  border-radius:999px;
  background:var(--surface-soft);
  border:1px solid var(--line);
  color:var(--primary-deep);
  font-weight:700;
  font-size:.92rem;
}
.hero h1{
  font-size:clamp(2rem, 4.8vw, 3.6rem);
  line-height:1.08;
  margin:18px 0 14px;
  letter-spacing:-.03em;
}
.hero p{
  font-size:1.08rem;
  color:var(--muted);
  margin:0 0 18px;
}
.chip-row{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  margin-top:16px;
}
.chip{
  padding:8px 12px;
  border-radius:999px;
  background:#fff;
  border:1px solid var(--line);
  color:var(--primary-deep);
  font-size:.92rem;
  font-weight:700;
}
.notice-card{
  padding:26px;
  background:linear-gradient(180deg, #3f5f8c, #324d73);
  color:#fff;
  position:relative;
  overflow:hidden;
}
.notice-card::before,
.notice-card::after{
  content:"";
  position:absolute;
  border-radius:50%;
  background:rgba(255,255,255,.08);
}
.notice-card::before{width:190px;height:190px;right:-60px;top:-50px}
.notice-card::after{width:110px;height:110px;left:-30px;bottom:-30px}
.notice-card > *{position:relative;z-index:1}
.notice-card h2{
  margin:0 0 10px;
  font-size:1.35rem;
  line-height:1.2;
}
.notice-card p{
  margin:0 0 14px;
  color:rgba(255,255,255,.9);
}
.notice-card ul{
  margin:0;
  padding-left:18px;
}
.notice-card li{
  margin:.45rem 0;
}
.main-grid{
  display:grid;
  grid-template-columns:minmax(0,1fr) 300px;
  gap:30px;
  align-items:start;
  padding-bottom:30px;
}
.article-card{
  padding:34px;
  margin-bottom:26px;
}
.article-card h2{
  margin-top:0;
  margin-bottom:10px;
  font-size:1.65rem;
  line-height:1.2;
  letter-spacing:-.02em;
}
.article-card h3{
  margin:28px 0 10px;
  font-size:1.15rem;
  line-height:1.3;
}
.article-card p{
  margin:0 0 16px;
  color:#364050;
}
.article-card strong{
  color:#1f2d3f;
}
.article-card ul,
.article-card ol{
  padding-left:22px;
  color:#364050;
}
.pull-quote{
  margin:20px 0;
  padding:18px 20px;
  border-left:4px solid var(--accent);
  background:#fff9df;
  border-radius:0 var(--radius-sm) var(--radius-sm) 0;
  color:#38485d;
}
.quick-aside{
  position:sticky;
  top:92px;
}
.side-card{
  padding:22px;
  margin-bottom:18px;
}
.side-card h3{
  margin:0 0 10px;
  font-size:1rem;
}
.side-card p{
  margin:0 0 12px;
  color:var(--muted);
}
.side-card ul{
  margin:0;
  padding-left:18px;
  color:#374255;
}
.side-card li{margin:.6rem 0}
.mini-note{
  font-size:.92rem;
  color:var(--muted);
}
.inline-note{
  padding:18px 20px;
  background:var(--surface-soft);
  border:1px solid var(--line);
  border-radius:18px;
  margin:22px 0;
}
.inline-note h4{
  margin:0 0 8px;
  font-size:1rem;
}
.inline-note p{
  margin:0;
}
.sponsor-wrap{
  padding:8px 0 40px;
}
.section-label{
  display:inline-flex;
  align-items:center;
  gap:10px;
  margin-bottom:14px;
  padding:8px 12px;
  font-size:.92rem;
  font-weight:800;
  color:var(--primary-deep);
  border-radius:999px;
  background:var(--surface-soft);
  border:1px solid var(--line);
}
.sponsor-intro{
  margin-bottom:18px;
  max-width:840px;
}
.sponsor-intro p{
  color:var(--muted);
  margin:0 0 14px;
}
.package-grid{
  display:grid;
  grid-template-columns:repeat(3, minmax(0,1fr));
  gap:22px;
}
.package{
  padding:0;
  overflow:hidden;
  border:2px solid #6b86ad;
}
.package .top{
  padding:16px 18px;
  background:#456691;
  color:#fff;
  font-weight:800;
  text-align:center;
  font-size:1.05rem;
}
.package .body{
  padding:26px 24px 24px;
}
.package h3{
  margin:0;
  text-align:center;
  font-size:1.95rem;
  line-height:1.02;
  letter-spacing:-.03em;
}
.package .supply{
  text-align:center;
  font-size:1.1rem;
  color:#3b4757;
  font-weight:700;
  margin-bottom:16px;
}
.package .price{
  display:flex;
  justify-content:center;
  align-items:flex-end;
  gap:8px;
  margin:18px 0 8px;
}
.package .price .amount{
  font-size:4.1rem;
  font-weight:900;
  line-height:.9;
  letter-spacing:-.05em;
}
.package .price .caption{
  font-size:1rem;
  font-weight:900;
  line-height:1.1;
  text-transform:uppercase;
}
.package ul{
  list-style:none;
  padding:0;
  margin:20px 0;
  border-top:1px dashed var(--line);
  border-bottom:1px dashed var(--line);
}
.package li{
  padding:12px 0;
  text-align:center;
  font-weight:700;
  color:#334152;
  border-bottom:1px solid rgba(215,223,235,.55);
}
.package li:last-child{border-bottom:none}
.package .cta-wrap{
  text-align:center;
  margin-top:18px;
}
.button{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  min-width:100%;
  padding:16px 22px;
  border-radius:16px;
  background:#456691;
  color:#fff;
  font-weight:800;
  font-size:1.15rem;
  box-shadow:0 12px 22px rgba(69,102,145,.18);
}
.button:hover{text-decoration:none;filter:brightness(1.03)}
.package .total{
  text-align:center;
  margin-top:16px;
  font-size:1.02rem;
  color:#2e3946;
  font-weight:700;
}
.package .small{
  display:block;
  text-align:center;
  margin-top:4px;
  color:var(--muted);
  font-size:.92rem;
}
.package.featured{
  background:linear-gradient(180deg, #456691, #39567d);
  color:#fff;
  border-color:#39567d;
  transform:translateY(-8px);
  box-shadow:0 22px 50px rgba(35,52,75,.18);
}
.package.featured .top{
  background:#fff;
  color:#456691;
}
.package.featured .supply,
.package.featured .total,
.package.featured .small,
.package.featured li{
  color:#fff;
}
.package.featured ul{
  border-top-color:rgba(255,255,255,.28);
  border-bottom-color:rgba(255,255,255,.28);
}
.package.featured li{
  border-bottom-color:rgba(255,255,255,.18);
}
.package.featured .button{
  background:var(--accent);
  color:#1e2b3b;
  box-shadow:0 12px 22px rgba(242,207,70,.24);
}
.package-note{
  margin-top:18px;
  font-size:.94rem;
  color:var(--muted);
}
.faq details{
  border:1px solid var(--line);
  border-radius:16px;
  background:#fff;
  padding:16px 18px;
  margin:12px 0;
}
.faq summary{
  cursor:pointer;
  font-weight:800;
  color:var(--primary-deep);
}
.faq p{
  margin:12px 0 0;
}
.references ol{
  padding-left:22px;
}
.references li{
  margin:12px 0;
}
.policy-grid{
  display:grid;
  gap:16px;
  grid-template-columns:repeat(2, minmax(0,1fr));
}
.policy-card{
  padding:22px;
}
.policy-card h3{
  margin:0 0 10px;
}
.policy-card p{
  margin:0;
  color:var(--muted);
}
.placeholder{
  padding:14px 16px;
  border:1px dashed #d29f00;
  background:#fff7d1;
  color:#4b3f0f;
  border-radius:14px;
  font-size:.95rem;
}
.footer{
  margin-top:36px;
  background:var(--primary-deep);
  color:#dbe5f4;
}
.footer a{color:#fff}
.footer .container{
  padding:34px 0;
}
.footer-top{
  display:grid;
  grid-template-columns:1.1fr .9fr;
  gap:24px;
}
.footer-top h3,
.footer-top h4{
  margin:0 0 10px;
  color:#fff;
}
.footer-top p{
  margin:0 0 12px;
  color:#dbe5f4;
}
.footer-links{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:10px 16px;
}
.footer-bottom{
  border-top:1px solid rgba(255,255,255,.12);
  margin-top:20px;
  padding-top:18px;
  font-size:.92rem;
  color:#c9d4e7;
}
.page-hero{
  padding:38px 0 18px;
}
.page-hero .panel{
  padding:30px 32px;
}
.page-hero h1{
  margin:8px 0 10px;
  font-size:clamp(1.9rem,4vw,3rem);
  line-height:1.1;
}
.page-hero p{
  margin:0;
  color:var(--muted);
}
.content-panel{
  padding:30px 32px;
  margin-bottom:24px;
}
.content-panel h2{
  margin-top:0;
}
.content-panel h3{
  margin-top:22px;
}
.callout{
  padding:18px 20px;
  border-radius:18px;
  background:var(--surface-soft);
  border:1px solid var(--line);
  margin:20px 0;
}
.contact-list{
  list-style:none;
  padding:0;
  margin:0;
}
.contact-list li{
  padding:10px 0;
  border-bottom:1px solid rgba(215,223,235,.75);
}
.contact-list li:last-child{
  border-bottom:none;
}
.smallcaps{
  letter-spacing:.06em;
  text-transform:uppercase;
  font-size:.8rem;
  font-weight:800;
  color:var(--muted);
}
@media (max-width: 980px){
  .hero-grid,
  .main-grid,
  .footer-top,
  .policy-grid{
    grid-template-columns:1fr;
  }
  .package-grid{
    grid-template-columns:1fr;
  }
  .quick-aside{
    position:static;
  }
  .package.featured{
    transform:none;
  }
}
@media (max-width: 720px){
  .nav-shell{
    flex-direction:column;
    align-items:flex-start;
  }
  .nav-links{
    justify-content:flex-start;
  }
  .hero-card,
  .article-card,
  .content-panel,
  .page-hero .panel{
    padding:24px;
  }
  .package .price .amount{
    font-size:3.3rem;
  }
}